Few people go through a process to evaluate the total replacement cost of their household contents and personal possessions. This normally results in buying insufficient cover that can lead to under-insurance problems when a claim occurs.
We only recommend solutions that do not apply under-insurance penalties.
Nearly all insurance policies dictate, in the event of a loss, how a claim is settled. Most people want the option to choose who carries out repairs or where replacement items are purchased from and that is exactly what our solution allows you to do.